We at The Home Expert Team believe everyone who wants to own a home deserves the opportunity to have a place of their own. We have several programs that can help clients get into a home immediately. We work with our clients to find the quickest path to home ownership. Some of these options are Down Payment Grants, Zero Plus Mortgages, Credit Repair Solutions and Our Lease To Own Program Partnerships.
Not all clients have perfect credit when they come to us, with our lease to own program we can still help them. Sometimes credit isn’t the issue, it maybe they are relocating and are not sure where they want to live – this program gives them the ability to “try it before they buy it”. Whatever the reason maybe if you are not are ready to purchase now, this program can work for you!
We understand that jumping into home ownership is not always the right option for some. Understanding this, we have partnered with 3 Different Investor Groups to provide the opportunity for clients to get into a home while working toward Ownership
The path to home ownership through our Lease Until You Can Own Purchase Programs.
3 PROGRAMS TO CHOOSE FROM
each program provides 3-5 years of leasing opportunity, while only committing financially as short as 1 year at a time and you always have the option not to purchase the home.
1) Minimum of a 580 Credit Score
2) No Past Evictions or Apartment Collections
3) Overall Household Income of $45,000 or more
4) Criminal Background Checks (Case-by-case situations, not automatically denied)
5) 2 months rent required as down payment
*money required varies by the program you choose, these requirement are generally the same across the 3 options, each programs dynamics are different.