You will go to a mortgage lender for a grant, however, not all lenders offer the grant programs, we can help connect you with the right lender for your needs.

No, it is a grant not a loan, so it does not have to be paid back.

Typically a credit score of 640 is required, they can be some exceptions.

The approval is income limited, and determined on your household size and income.  They start around a maximum of $80,000 annual income for a household of 1 or 2, meaning your household can’t make more that that to qualify.

Yes, closing costs are needed as well, however, often those can be negotiated away or lower.

Approval can be obtained in as little as 3-5 days and you could be in your new home within 6 weeks after finding one.