March 2021

How is your credit score calculated?

Knowing what goes into your credit score empowers you to manage it. When you’re planning to buy  a home and you are ready to apply for a mortgage,  your credit score plays a big part in your approval, it can also affect the interest rate you receive as well. Do you know what goes into the calculation of your score? The FICO Score is considered the industry standard, meaning most...

COVID and Mortgage Forbearance

Did COVID make it hard to make your mortgage payments? Did you request relief through forbearance? GOOD NEWS IS that help is still available, call your servicer, ask about their options. Forbearance opportunity was presented under the CARES Act with the opportunity to get 180 days of forbearance and an extension for up to another 180 days. The missed payments will have to be repaid, how that happens...

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